About Us
Our team has been servicing the Paris community since 1935. Our goal is to meet and exceed all of your expectations by utilizing all of our resources to design insurance programs for you and your businesses.
Personal Insurance
Helping you determine what coverages are right for you -- whether your home, your car, or your valuables is our number one priority. We will diligently represent you with our carrier partners to insure you have adequate coverage at a price you can afford.
Business Insurance
As a business owner, you have many a sleepless night worrying about your business and your employees. Let our team help you by designing an insurance portfolio that protects you, your business, and your most important asset, your employees.
Client Service Center
Client Service is very important to us. No matter what time of the day or night. We have prepared our Resource Center with tools, forms, and quote requests, to make it easy to contact the agency.

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Winter Flooding and Its Effect

Throughout the coldest months of the year, winter flooding is a country-wide risk. 

What causes winter flooding?

Coastal flooding, ice jams, and rapid snowmelt cause water damage.  High winds cause wide-spread tidal flooding and severe beach erosion.  Strong winds cause water levels to rise and create storm surges. 

Long cold periods cause surface rivers to freeze, causing ice jams.  As these large junks of ice beak apart, they create severe flooding by significantly raising the water levels in a short period of time.

Because cold weather causes the ground to freeze, it is hard for water to penetrate the ground resulting in flooding.

So, consider a flood insurance policy before the big thaw occurs.  Remember, it takes 30-days for a flood policy take effect.

Call us today to find out more.