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Our team has been servicing the Paris community since 1935. Our goal is to meet and exceed all of your expectations by utilizing all of our resources to design insurance programs for you and your businesses.
Personal Insurance
Helping you determine what coverages are right for you -- whether your home, your car, or your valuables is our number one priority. We will diligently represent you with our carrier partners to insure you have adequate coverage at a price you can afford.
Business Insurance
As a business owner, you have many a sleepless night worrying about your business and your employees. Let our team help you by designing an insurance portfolio that protects you, your business, and your most important asset, your employees.
Client Service Center
Client Service is very important to us. No matter what time of the day or night. We have prepared our Resource Center with tools, forms, and quote requests, to make it easy to contact the agency.

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Ladder Safety

Every year more than 164,000 emergency room-treated injuries and 300 deaths in the US are caused by falls from ladders.  Since March is Ladder Safety Month, here are some Basic Ladder Safety Tips from The American Ladder Institute which can help prevent serious injuries.

  • If you feel tired or dizzy, or are prone to losing your balance, stay off the ladder.
  • Do not use ladders in high winds or storms.
  • Wear clean slip-resistant shoes.  Shoes with leather soles are not appropriate for ladder use since they are not considered sufficiently slip resistant.
  • Before using a ladder, inspect it to confirm it is in good working condition. Ladders with loose or missing parts must be rejected. Rickety ladders that sway or lean to the side must be rejected.
  • The ladder you select must be the right size for the job. The Duty Rating of the ladder must be greater than the total weight of the climber, tools, supplies, and other objects placed upon the ladder. The length of the ladder must be sufficient, so that the climber does not have to stand on the top rung or step.
  • When the ladder is set-up for use, it must be placed on firm level ground and without any type of slippery condition present at either the base or top support points.
  • Only one person at a time is permitted on a ladder unless the ladder is specifically designed for more than one climber (such as a Trestle Ladder).
  • Ladders must not be placed in front of closed doors that can open toward the ladder. The door must be blocked open, locked, or guarded.
  • Read the safety information labels on the ladder. The on-product safety information is specific to the type of ladder. The climber is not considered qualified or adequately trained to use the ladder until familiar with this information.

The Three Point-of-Contact Climb

Factors contributing to falls from ladders include haste, sudden movement, lack of attention, the condition of the ladder (worn or damaged), the user's age or physical condition, or both, and the user's footwear. 

  • Although the user's weight or size typically does not increase the likelihood of a fall, improper climbing posture creates user clumsiness and may cause falls. Reduce your chances of falling during the climb by:
    • wearing slip-resistant shoes with heavy soles to prevent foot fatigue;
    • cleaning the soles of shoes to maximize traction;
    • using towlines, a tool belt or an assistant to convey materials so that the climber's hands are free when climbing;
    • climbing slowly and deliberately while avoiding sudden movements;
    • never attempting to move a ladder while standing on it;
    • keeping the center of your belt buckle (stomach) between the ladder side rails when climbing and while working.  Do not overreach or lean while working so that you don't fall off the ladder sideways or pull the ladder over sideways while standing on it.

When climbing a ladder, it is safest to utilize Three Points-of-Contact because it minimizes the chances of slipping and falling from the ladder.  At all times during ascent, descent, and working, the climber must face the ladder and have two hands and one foot, or two feet and one hand in contact with the ladder steps, rungs and/or side rails.  Please don't carry any objects in either hand that can interfere with a firm grip on the ladder.