About Us
Our team has been servicing the Paris community since 1935. Our goal is to meet and exceed all of your expectations by utilizing all of our resources to design insurance programs for you and your businesses.
Personal Insurance
Helping you determine what coverages are right for you -- whether your home, your car, or your valuables is our number one priority. We will diligently represent you with our carrier partners to insure you have adequate coverage at a price you can afford.
Business Insurance
As a business owner, you have many a sleepless night worrying about your business and your employees. Let our team help you by designing an insurance portfolio that protects you, your business, and your most important asset, your employees.
Client Service Center
Client Service is very important to us. No matter what time of the day or night. We have prepared our Resource Center with tools, forms, and quote requests, to make it easy to contact the agency.

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Flood Insurance - Why You Need It!

No matter where you live, water causes severe damage.  With winter thaw, flooding is more than possible. However, flood insurance is not part of your standard homeowners insurance.   

Most homeowners insurance will  cover water damage from a burst pipe, but not heavy rain, rising rivers, or a natural disaster.

What do you do?  Buy Flood Insurance!

Here are a few important things to consider:

  • Find out if you are in a flood zone.
  • Mortgage and Banks may require you to get flood insurance, if you are in a flood zone.
  • Worried about flooding and not in a flood zone but near a high-risk area, you should buy flood insurance, which will be less costly than if you were in a flood zone.
  • More than 20% of all flood claims filed were by residents outside of those high-risk zones.

How much does it cost? The cost of a flood policy - $250,000 coverage on a house with a basement costs $386.

To understand your flood risk, give us a call at the agency to discuss what is right for your home or business.

Source: Bankrate